Terms and Conditions
Using this website
Bridge-IT Ltd is a brokerage, all our lenders are regulated by the FCA (Financial Conduct Authority) and its services are advertised through this website to introduce you to a wide panel of lenders who may or may not offer you a loan.
Here at Bridge-IT Ltd we offer business finding solutions that can galvanise your customer base, make the most out of your potential productivity and diversify your portfolio.
Please make sure you can afford the repayments before entering into any instalment agreement, as failure to make payments as they fall due could result in additional costs and you may find it more difficult to obtain credit in the future.
Bridge-IT Ltd is committed to ensuring that your privacy is protected. Should we ask you to provide certain information by which you can be identified when using this website, then you can be assured that it will only be used in accordance with this privacy statement.
Bridge-IT Ltd may change this policy from time to time by updating this page. You should check this page from time to time to ensure that you are happy with any changes. This policy is effective from 1st May 2017.
What we collect
We may collect the following information:
- contact information including email address
- demographic information such as postcode
- other information relevant to providing you with our service
What we do with the information we gather
We require this information mainly for the following reasons:
- Internal record keeping
- Proof that you are who you claim you are
- We may use the information to improve our application procedure
- We may periodically send promotional emails or other information which we think you may find interesting using the email address which you have provided
- From time to time, we may also use your information to contact you for market research purposes.
We are committed to ensuring that your information is secure. In order to prevent unauthorised access or disclosure, we have put in place suitable physical, electronic and managerial procedures to safeguard and secure the information we collect online.
Part of these procedures may be to ask you security questions, if you telephone our office, prior to disclosing any information to you. We will not disclose your personal information to any third party other than as required to process an Application for a Bond.
You can also help to keep your information secure by choosing a password that is unlikely to be guessed by anyone, and one that you can easily remember so you don’t need to write it down. Always ensure you log out of a website before you leave your computer.
Controlling your personal information
You may request details of personal information which we hold about you under the Data Protection Act 1998. A small fee will be payable. If you would like a copy of the information held on you please write to our registered address on the Contact Us section of the website. Any access request will be subject to a fee of £10 to meet our costs in providing you with details of the information we hold about you. If you believe that any information we are holding about you is incorrect or incomplete, please write to or email us as soon as possible. We will promptly correct any information found to be incorrect.
We are required to maintain our records for a minimum of five years following the termination of any relationship with you. Changes in law may cause us to extend this period.
Links to other websites
Our website may contain links to other websites of interest. However, once you have used these links to leave our site, you should note that we do not have any control over that other website. Therefore, we cannot be responsible for the protection and privacy of any information which you provide whilst visiting such sites and such sites are not governed by this privacy statement. You should exercise caution and look at the privacy statement applicable to the website in question.
A cookie is a small piece of data that a website asks your browser to store on your computer or mobile device. The cookie allows the website to “remember” your actions or preferences over time. Most browsers support cookies, but users can set their browsers to decline them and can delete them whenever they like.
The Cookie Law is a piece of privacy legislation that requires websites to get consent from visitors to store or retrieve any information on a computer, smartphone or tablet. It was designed to protect online privacy, by making consumers aware of how information about them is collected and used online, and give them a choice to allow it or not.
• identify users
• remember users’ custom preferences
• help users complete tasks without having to re‑enter information when browsing from one page to another or when visiting the site later.
Cookies can also be used for online behavioural target advertising and to show adverts relevant to something that the user searched for in the past.
How are they used?
What are the different types of cookies?
A cookie can be classified by its lifespan and the domain to which it belongs. By lifespan, a cookie is either a:
• session cookie which is erased when the user closes the browser or
• persistent cookie which remains on the user’s computer/device for a pre-defined period of time.
As for the domain to which it belongs, there are either:
• first-party cookies which are set by the web server of the visited page and share the same domain
The ePrivacy directive – more specifically Article 5(3) – requires prior informed consent for storage or for access to information stored on a user’s terminal equipment. In other words, you must ask users if they agree to most cookies and similar technologies (e.g. web beacons, Flash cookies, etc.) before the site starts to use them.
For consent to be valid, it must be informed, specific, freely given and must constitute a real indication of the individual’s wishes.
However, some cookies are exempt from this requirement. Consent is not required if the cookie is:
• used for the sole purpose of carrying out the transmission of a communication, and
• strictly necessary in order for the provider of an information society service explicitly required by the user to provide that service.
Cookies clearly exempt from consent according to the EU advisory body on data protection- WP29 include:
• user‑input cookies (session-id) such as first‑party cookies to keep track of the user’s input when filling online forms, shopping carts, etc., for the duration of a session or persistent cookies limited to a few hours in some cases
• authentication cookies, to identify the user once he has logged in, for the duration of a session
• user‑centric security cookies, used to detect authentication abuses, for a limited persistent duration
• multimedia content player cookies, used to store technical data to play back video or audio content, for the duration of a session
• load‑balancing cookies, for the duration of session
• user‑interface customisation cookies such as language or font preferences, for the duration of a session (or slightly longer)
• third‑party social plug‑in content‑sharing cookies, for logged‑in members of a social network.